Do I really need courier goods in transit insurance?
If you’re operating as a courier there are plenty of things you need to be aware of. You need to protect your business as well as your finances by ensuring you’re operating safely and legally at all times, and you need to let customers know that their possessions are in good hands. That’s why investing in adequate insurance should be at the top of the agenda, and one specific area that should always be considered is courier goods in transit insurance. But do you really need it?
In a nutshell, yes, you really do need cover of this kind. You wouldn’t want to be held liable for the loss or damage of customers’ goods, and unless you have this type of cover in place that’s exactly what you could come up against. In fact, many clients will insist that you’ve got this type of insurance before they’ll even consider working with you—it shows you’re reliable and that you take your business seriously, and it means they won’t have to worry about their goods going astray because they’ll be covered for any eventuality. It’s important that you get the right level of cover to meet your business needs, thereby ensuring you won’t have to pay for any potential loss or damage out of your own pocket, ultimately helping to protect your business and its finances.
Of course, you don’t have to go for a separate policy in order to get the necessary level of protection—goods in transit cover can often be included in your general courier policy, keeping things simple whilst (ideally) keeping costs down as well. You’ll have the cover you need to get on the road in confidence, ensuring that your finances are properly protected, with courier goods in transit cover giving you (and your customers) the peace of mind necessary.