Goods in Transit Insurance Quote
Goods in transit cover is an essential insurance product for anyone that delivers their own commercial goods or who operates a haulage or courier company, offering valuable financial recourse in the event that any goods were lost, stolen or damaged while in transit. You need a policy that meets your precise needs, and with a bit of careful research you’ll be able to find the perfect goods in transit insurance quote to suit.
There are a number of key things you’ll need to look for in a quote of this kind, the first of which being the level of cover you’re able to get. Most insurance firms will let you tailor your policy according to the value of goods you’re transporting, although you could find that there’s a cap on the amount of cover offered (some companies will provide cover of up to £50,000 per transit, for example) so make sure to look around to find a suitable quote.
You could well benefit from additional levels of cover as well – in a commercial capacity, things like public and employers liability insurance would be ideal, and if you own a fleet of vehicles always look into the possibility of insuring them all under a single policy. Always check the small print so you know exactly what you’re getting before you make your decision, and be aware of any exclusions that could be apparent – not all insurers will offer cover for overnight storage and those that do will often stipulate that your vehicle has to be stored securely, so make sure to double-check.
There are plenty of insurers who will be able to offer cover of this kind, so always spend the time to look around and compare the options to make sure you’re getting the best deal. Many will even offer this level of cover as an addition to your current courier or HGV insurance policy so always discuss your needs with your insurer, and if you do you could have the goods in transit insurance quote that perfectly meets your requirements.