Compare Heavy Goods Vehicle (HGV) Insurance Quotes Online
HGV insurance is a legal requirement for everyone driving such vehicles on the road. These policies will typically cover vehicles over 7.5 tonnes in weight to provide valuable peace of mind, and luckily there are policies available that will cover sole drivers, business owners and all other circumstances possible. People often think that this insurance will be incredibly expensive simply because of the nature of such vehicles, but it doesn’t always have to be.
Always look for what discounts can be offered if you want to get the best deals. A lot of insurance companies will offer generous introductory discounts if you’re already an experienced lorry driver, and if you’re looking to start a haulage business these discounts can come in incredibly handy. A lot will even offer policies for fleets, so if you’ve got a lot of trucks on your books you’ll be able to insure them without a problem.
The most important thing to remember is to shop around. Make sure to head to price comparison sites or brokers if you want to have access to the best range of quotes, as it’s here that you’ll normally be able to find the best deals. Try calling them individually as well because it’s always best to pit them against each other to see if they can offer you something extra, and most companies out there won’t mind competing to get your business.
Always see what extras can be included and never accept a basic policy if you want to be completely covered – you need to be prepared for all eventualities, so always go for the most comprehensive cover possible including things like public liability and breakdown assistance if you want to be on the roads with confidence. Make sure to double check what can be offered though, because not all policies will offer the same thing. Some policies won’t include windscreen cover, for example, but if you spend the time to look around you’ll be able to find a policy that has everything you could possibly need.
As long as you understand the importance of having heavy goods vehicle insurance and know how to find the best deals, looking for policies shouldn’t be that difficult. There are always sites and brokers out there that will be able to help, so look around and you can look forward to having a policy that covers you for everything you could come up against on the roads.