Tour Bus Insurance
Tour bus insurance may not initially be something that springs to mind, but it’s a vehicle like any other and as such it’ll need the right insurance to suit. But, if you own or operate such a vehicle then you’ll be aware of the many nuances of this trade, and you’ll need to find specialist insurance policies that accommodate your precise needs.
Your first consideration should be the basic level of cover that you’re looking for. Because you’ve got passengers on board you should probably go for something more comprehensive than third party, with varying levels of liability insurance being a top consideration. You might like to think about medical and legal expense cover as well, and any other extras you can get would be a bonus. You may not like having to pay for it, but think of the costs involved if anyone were to become injured while on your bus – it could seriously jeopardise your business, so it makes far more sense to be totally prepared.
But, it doesn’t stop there, because you’ll probably need to consider things like European cover as well. Driving a tour bus could well take you further afield than the UK, so it’s essential that you’re properly covered no matter where you are in the world. You’ll have to look carefully to find the policy to suit and always check the small print for the exclusions (for example, some policies will only offer overseas cover for a set number of days), and if you’ve got something that covers all aspects you can be confident that everything is under control.
As you can see, there’s a lot to think about when looking for this type of insurance. It’s essential that you’re totally covered for every eventuality and that can only be achieved by seeking out the right insurer, so make sure to do your research and you’ll have no problem finding the company (and policy) to suit.