Transit Van Insurance
Compare Transit Van Insurance Quotes Online
Do you own a Transit van?
If so, you are in good company. The Ford Transit van has been the biggest selling light commercial vehicle in Europe for over forty years with five million vans produced since its launch in 1965. Transit vans also have a reputation for quality, with Ford picking up the Van Manufacturer of the Year at the Van Fleet World Honours in 2009.
If you want to make sure that your van is adequately protected, you need to make sure you have the right transit van insurance.
When arranging transit van insurance, your main choice is between:
• Fully comprehensive insurance
• Third party, fire and theft insurance
Third party insurance is cheaper and so if you are trying to minimise your business running costs, then this could be an option for you. However, the Department of Transport revealed that there were 14,600 road accidents involving vans last year and so you could end up being significantly out of pocket if an accident was your fault.
Three quarters of van owners questioned in a recent survey indicated that they preferred ‘comprehensive’ insurance for the additional peace of mind that this cover brings.
Compare transit van insurance
In the past, finding the most appropriate transit van insurance was tricky. You had to either approach an insurance broker to obtain a number of competitive quotations or you had to ring a number of insurers yourself. The process was time consuming and repetitive.
These days, however, it’s easy to compare the costs, features and benefits of transit van insurance online. Van insurance comparison websites allow you to compare the price of van insurance with dozens of providers so you can find the most competitive premium. It also allows you to compare various features of transit van insurance policies including excess amounts, policy inclusions and ‘add-ons’ such as European cover or van contents cover.
Price v cover
Whilst the premium is arguably the most important factor to consider when comparing transit van insurance online, you shouldn’t ignore the various features and benefits of the policies on offer.
An AA survey in 2007 found that 59 per cent of van drivers believed that their vehicle was vital to the smooth running of their business. So, in the event of accident and theft, you need to be sure that your business doesn’t grind to a halt. So, don’t just compare insurance prices online; make sure you get the cover that you and your business need.