What to Look For in Courier Insurance
Being a courier comes with a whole host of responsibilities and obligations. Not only do you need to take proper care of the packages in your control but you also need to protect your livelihood, making proper insurance a vital consideration. But just what should you be looking for in courier insurance? Here’s a quick overview to help you prepare.
The first thing you need to look for is an adequate level of cover. While third party cover is all that’s legally required it often wise to opt for more comprehensive protection, particularly as your livelihood and reputation is on the line. With a higher level of cover you can be confident that every eventuality is prepared for, and people will also be more likely to put their faith in you if they know you’ve got adequate insurance in place.
This means you’ll need to consider all the available added extras to suit your needs, and don’t just think a basic car, van or haulage policy will work either – when you’re operating on a hire and reward basis you’re going to need a slightly different level of cover to ensure complete protection, so opting for a specialist policy is vital. This means you need to do careful research to ensure your potential insurer can give you what you’re looking for, and you’ll also want to opt for a tailor-made policy to have something that’s perfect for your individual circumstances.
These are just a few things you need to look for in potential courier insurance policies, and it’s vital you’ve got everything you need. Your livelihood is on the line so it makes sense to be prepared, but if you do adequate research and compare all the options you’ll soon get the policy that can give exactly what you’re looking for.