Why Choose a Comprehensive Lorry Insurance Policy?
If you drive a lorry for business purposes then lorry insurance should be at the top of the agenda. It’s essential you’ve got an adequate level of protection before you get on the road, not only for legal reasons but also to protect your finances, yet some people are tempted to get a lower level of cover in an attempt to save some cash. This doesn’t always work out so well, but just why should you choose a comprehensive lorry insurance policy?
In a nutshell, because a comprehensive policy will offer all-round protection that can be invaluable in a commercial environment. Third party cover will simply provide financial recourse in the event that a third party makes a claim against you, but what if you needed to repair or replace your own vehicle? This can be incredibly expensive and could easily take a huge chunk out of your pocket, and that can have a huge impact on your livelihood. You lorry is central to your income so it makes sense to protect your investment, and that can only be achieved if you’ve got the necessary level of cover to suit.
Then you need to think about the added extras that could come in useful. These are easy to overlook when investing in insurance but they could be incredibly beneficial should the time come – things like windscreen replacement cover (it may seem insignificant but just think of how much it would cost to repair your lorry’s windscreen) and breakdown assistance could be invaluable, and don’t forget things like legal protection, goods in transit cover and medical expenses cover if you want total protection. Accidents and breakdowns can be costly so it makes sense to be prepared, so always choose a comprehensive lorry insurance policy and you can be confident that you’re ready for anything.