Courier Insurance

No-one likes paying for insurance, but it’s unfortunately a fact of life. All vehicles on the road need to be properly insured, and if you’re operating a vehicle-based business then it’s even more important to have adequate cover in place. Courier insurance should always be sought for anyone that’s running such a business, and whether you’re just starting out or have been in operation for years you need to make sure that you’ve got the cover that you need.

Don’t be fooled into thinking that a regular van insurance policy will be enough. It’s true that this will be perfectly adequate if you’re only transporting your own goods, but if you’re starting a courier business and will be delivering goods to clients on a hire and reward basis it’s essential that you’ve got specific cover in place. Equally, if your business uses a regular car you’ll still need proper courier insurance instead of a simple car insurance policy, so always make sure that you’re properly protected.

There are a lot of things you’ll need to think about when looking for this type of insurance, because as well as basic levels of cover (third party being the minimum) you’ll need to have additional items if you want to run a successful business. Public and employer’s liability cover will be well worth considering as you’ll be running a business and don’t want to be held personally liable for any unforeseen costs, as would goods in transit insurance if you want to make sure that the entire contents of your vehicle will be completely protected.

Breakdown assistance would be another important addition, because if you break down you don’t want to let your clients down as well, and don’t forget the possibility of European cover and no claims protection, both of which could come in very handy for courier businesses. Luckily you don’t always have to pay extortionate premiums either, because if you spend the time to compare options and get as many discounts as you can you shouldn’t have a problem finding the right level of cover at exceptional prices.

Anyone that operates a courier business needs to know how important having the right cover can be. If you don’t have adequate courier insurance in place you can’t hope to operate legally or successfully, so if you want to enjoy success make sure you have the right cover and you can start work with everything taken care of.