HGV Insurance

HGV insurance is a legal requirement for everyone driving such vehicles on the road. These policies will typically cover vehicles over 7.5 tonnes in weight to provide valuable peace of mind, and luckily there are policies available that will cover sole drivers, business owners and all other circumstances possible. People often think that this insurance will be incredibly expensive simply because of the nature of such vehicles, but it doesn’t always have to be.

Always look for what discounts can be offered if you want to get the best deals. A lot of insurance companies will offer generous introductory discounts if you’re already an experienced lorry driver, and if you’re looking to start a haulage business these discounts can come in incredibly handy. A lot will even offer policies for fleets, so if you’ve got a lot of trucks on your books you should be able to insure them without too many problems.

The most important thing to remember is to shop around. Make sure to head to price comparison sites or brokers if you want to have access to the best range of quotes, as it’s here that you’ll normally be able to find the best deals. Try calling them individually as well because it’s always best to pit them against each other to see if they can offer you something extra, and most companies out there won’t mind competing to get your business.

As long as you understand the importance of having heavy goods vehicle insurance and know how to find the best deals, looking for policies shouldn’t be that difficult. There are always sites and brokers out there that will be able to help, so look around and you can look forward to having a policy that covers you for everything you could come up against on the roads.