Simple Tricks for Cheap Lorry Insurance

Everyone is looking for ways to save some cash these days, but many overlook the possibility of getting cheaper insurance as a way to achieve that. It needn’t even be that difficult to reduce your premiums, and here are a few tricks of the trade that could help you get cheap lorry insurance for more cash in your pocket.

• Research and compare the options. Simple but effective – often, all you need to do to save money is carefully compare several potential quotes to see where savings can be made.

• Increase your excess. Many people assume that the excess offered is set in stone, but this isn’t always the case. If you increase your excess you could well find that you save some cash in the process – if insurers won’t have to pay out so much in event of a claim they’ll be able to pass on savings accordingly, and if you keep it realistic it could be the perfect solution.

• Reduce the number of added extras on your policy. If you really want to save some cash then you need to take a cold, hard look at the number of additions included, because while many of them will be worthwhile you could well find that the money you save will more than make up for them and could cover any claims made.

• Haggle. A lot of people are apprehensive about haggling and instead accept the price given, but you’ll often be able to get a far better price if you simply ask for it. You’ll need evidence to back it up though, so if you can find cheaper cover elsewhere then always go back to your insurer and they’ll invariably match or better it.

These are just a few simple tricks that could get you cheap lorry insurance, and if you bear them in mind you could get the cover you need whilst saving some cash in the process. What could be better than that?