Why Do I Need Motorcycle Courier Insurance?

Anyone driving on public roads needs to have a recognised level of insurance in place if they’re going to be operating legally, but if you’re a courier and therefore driving for business reasons your insurance obligations will be different again. It’s often tempting to forego in-depth cover in an attempt to save some cash but that can be a big mistake – in this industry, having specialist motorcycle courier insurance is essential. But just why do you need it?

Having this specific type of cover isn’t necessary a legal requirement but it nonetheless makes good business sense to invest. You just need to think about the amount of time you’ll be on the road to see that it’s worthwhile, and when you consider that motorcycles can be hazardous at the best of times it makes even more sense to get a comprehensive policy. And what about your finances? It isn’t just your safety that you need to worry about but your livelihood as well, because if anything were to happen it could cost a lot to put right.

Then there’s the fact that you’ll find it difficult to get a job without having a suitable level of cover. If you want to work for a courier firm rather than being self-employed you’ll usually have to show proof of insurance before you’ll even be considered for the position, and likewise many clients will expect a certain level of cover in place before they’ll work with you. Having insurance shows you’re reliable and that you’ll provide a completely professional service, giving people the peace of mind that they need when delivering expensive items.

As you can see, you really do need specialist motorcycle courier insurance if you want to make it in this business. With a comprehensive policy that includes everything from goods in transit cover to breakdown assistance and even cover for your leathers you can be confident that you’re completely prepared, and then all you have to do is get out on the road and start earning money.